Maldives Itineraries

Expertly designed trip plans for 3, 5, and 7 days. From luxury resort escapes to budget local island adventures, these itineraries balance relaxation, activities, and authentic Maldivian experiences.

Honeymoons Diving Budget Luxury

Planning a Maldives trip involves a fundamental choice: luxury resort or local island guesthouse? Both offer incredible experiences but differ dramatically in vibe, cost, and activities.

Resort islands are private, all-inclusive paradises with overwater villas, pristine beaches, world-class diving, and premium service. You'll never leave the island unless you want to. Budget: USD 300-2,000+ per night.

Local islands like Maafushi, Thulusdhoo, and Dhiffushi offer guesthouses at USD 30-150 per night, authentic Maldivian culture, equally beautiful snorkeling, and the chance to island-hop. Trade-offs: no alcohol, modest dress codes in villages, and shared beaches.

These itineraries cater to both styles. Mix and match based on your clients' budgets and preferences.

3-Day Luxury Resort Escape

Perfect for quick getaways and first-time visitors

Luxury / Relaxation
DAY 1
Arrival & Resort Orientation
Morning
Arrive at Velana International Airport

Most international flights arrive early morning. Clear immigration quickly with visa-on-arrival. Resort representative meets you at arrivals hall with name board.

10:00 AM
Speedboat or Seaplane Transfer

Speedboat transfer (30-90 minutes) for closer resorts. Seaplane transfer (20-45 minutes) for distant atolls - scenic views of coral atolls and turquoise lagoons. Seaplanes operate daylight hours only.

12:00 PM
Check-in & Welcome Drink

Traditional Maldivian welcome with chilled coconut or tropical juice. Brief resort orientation covering dining options, activities desk, spa, and house reef location. Early check-in usually available.

1:00 PM
Lunch & Settle In

Buffet lunch at main restaurant. Explore your villa - unpack, test the outdoor shower, admire the ocean views. Most resorts provide snorkeling gear in rooms.

3:00 PM
Beach & Pool Time

Relax on powdery white sand beaches. Swim in infinity pools. Wade in the lagoon. No rush - this is what you came for. Reading a book in a hammock counts as an activity.

6:00 PM
Sunset Cocktails

Head to the beach bar for sunset viewing. Maldivian sunsets are legendary - impossible to take a bad photo. Order a signature cocktail (USD 15-25) and watch the sky turn orange and pink.

7:30 PM
Dinner at Resort Restaurant

Most resorts offer multiple restaurants - Asian fusion, Italian, seafood grills. Book specialty restaurants in advance. Buffet dinners are generous with fresh seafood, international dishes, and tropical desserts.

DAY 2
Water Activities & Spa
8:00 AM
Sunrise Beach Walk

Wake early for a quiet beach stroll before other guests emerge. The light is magical, and you'll have the island virtually to yourself. Spot crabs, seabirds, and maybe dolphins offshore.

9:00 AM
Breakfast

Leisurely breakfast buffet with fresh tropical fruits, eggs cooked to order, pastries, and strong coffee. Some resorts offer floating breakfast in your villa pool (arrange previous day).

10:00 AM
House Reef Snorkeling

Most resort islands have excellent house reefs accessible from beach. Snorkel among coral gardens teeming with reef fish, rays, small sharks, and turtles. Free activity with provided equipment. 1-2 hours.

12:30 PM
Lunch & Rest

Light lunch followed by afternoon rest in your air-conditioned villa. Midday heat makes outdoor activities less pleasant. Perfect time for a nap or book reading.

3:00 PM
Spa Treatment

Book a couples massage or solo treatment at overwater spa. Expect to pay USD 150-300 for 60-90 minute treatments. Balinese massage, coconut body scrubs, and facials are popular. Pure indulgence.

5:00 PM
Sunset Dolphin Cruise

Join the resort's sunset cruise (USD 60-120 per person). Sail on a traditional dhoni boat searching for spinner dolphins. High success rate in Maldives. Champagne served as sun sets. 2 hours.

8:00 PM
Romantic Beach Dinner

Upgrade to private beach dinner setup (USD 200-500 depending on resort). Table for two on the beach, tiki torches, dedicated server, multi-course menu. Perfect for honeymooners and anniversaries.

DAY 3
Water Sports & Departure
7:00 AM
Sunrise Yoga

Many resorts offer complimentary sunrise yoga on the beach. Gentle stretching as the sun rises over the Indian Ocean. Peaceful way to start your final day.

9:00 AM
Try Scuba Diving or Water Sports

Introductory dive (USD 100-150) if you've never tried scuba. Or choose from kayaking, paddleboarding, jet skiing (USD 50-150 depending on activity). Non-motorized sports often free at resorts.

12:00 PM
Final Lunch & Check-out

Enjoy last meal overlooking the lagoon. Check out by 12 noon (international standard). Late checkout available for fee or if flying out evening. Store luggage with reception while you continue using facilities.

2:00 PM
Last Swim & Photos

Final beach time until your transfer. Capture those last photos of paradise. Many guests regret not taking enough photos of their resort - this is your chance.

4:00 PM
Transfer to Airport

Speedboat or seaplane transfer back to Male. Arrive at airport 3 hours before international flight. Duty-free shopping available. Reflect on perfect tropical escape.

Resort Escape Tips
  • All-inclusive packages save money versus pay-as-you-go (drinks add up fast)
  • Book excursions on arrival - you'll have better info than booking from home
  • Seaplane transfers count as activities themselves - incredible aerial views
  • Tipping: USD 10-20 per day for housekeeping, 10% for spa services

3-Day Budget Local Island Adventure

Authentic Maldivian experience at backpacker prices

Budget / Cultural

Base: Maafushi Island (most developed local island, 30 minutes by speedboat from Male)

DAY 1
Arrival & Island Orientation
Morning
Arrive Male & Public Ferry to Maafushi

Public ferry departs Male at 3:00 PM daily (USD 2, 90 minutes). Private speedboat USD 25-30 per person (30 minutes, flexible timing). Guesthouse arranges pickup from ferry terminal.

4:30 PM
Check-in at Guesthouse

Budget guesthouses USD 30-80 per night with AC, WiFi, breakfast. Mid-range options USD 80-150 with better rooms and beach access. All are clean and friendly.

5:00 PM
Explore Maafushi Village

Walk the island in 20 minutes. Visit local shops, mosques (exterior only for non-Muslims), harbor with fishing boats. Dress modestly in village - shoulders and knees covered. Locals are welcoming and speak English.

6:30 PM
Sunset at Bikini Beach

Designated "bikini beach" where tourists can wear swimsuits and sunbathe. Separate from local beach where modest dress is required. Beautiful sunset spot. No alcohol anywhere on local islands.

8:00 PM
Dinner at Local Restaurant

Fresh fish curry, tuna riha, chapati, and rice for USD 5-10. Restaurants serve Maldivian, Sri Lankan, and Indian cuisine. Portions are generous. Fresh juice USD 2-3.

DAY 2
Full-Day Sandbank & Snorkeling Trip
9:00 AM
Join Sandbank Excursion

Full-day trip USD 25-40 per person. Small boat visits pristine sandbank (tiny desert island), snorkeling spots, and sometimes dolphin watching. Brings 10-15 tourists. Book through guesthouse.

10:30 AM
Snorkeling at Coral Gardens

Guide takes you to protected reef areas teeming with fish, rays, small sharks, and turtles. Snorkeling gear provided. Water clarity is incredible. Spend 1-2 hours exploring underwater wonderland.

12:30 PM
Sandbank Lunch & Relaxation

BBQ lunch on the sandbank - grilled fish, chicken, rice, salad, and fruits. Hammock time on pristine white sand surrounded by turquoise water. This is the postcard Maldives experience for budget travelers.

3:00 PM
More Snorkeling or Swimming

Second snorkel stop at different reef or shipwreck. Or just swim in crystal-clear lagoon. Guides are knowledgeable about marine life and happy to point out interesting creatures.

5:00 PM
Return to Maafushi

Boat ride back to island as sun begins setting. You'll be tired, sunburned (hopefully wore sunscreen), and happy. Shower and rest at guesthouse.

7:30 PM
Dinner & Evening Walk

Try different restaurant tonight. Seafood is incredibly fresh - caught that morning. Evening stroll through lit streets, chat with other travelers, plan tomorrow's activities.

DAY 3
Diving or Island Hopping
8:00 AM
Option A: Scuba Diving

Introductory dive USD 60-80 (resort prices are USD 100-150). Full-day 2-tank dive for certified divers USD 80-100. Multiple dive centers on Maafushi offer PADI courses and fun dives. Manta ray and shark dives available.

8:00 AM
Option B: Visit Nearby Islands

Island hopping tour USD 30-50 visits 2-3 local islands or resort islands for photos. See different communities, browse handicraft shops, experience varied landscapes. Half-day trip returning by lunch.

1:00 PM
Final Beach Time & Souvenir Shopping

Last swim at bikini beach. Shop for souvenirs - sarongs, shell jewelry, coconut crafts, locally made products. Prices are negotiable. Pack and check out.

3:00 PM
Speedboat to Male & Flight

Private speedboat back to Male airport area (30 minutes, USD 25-30). Or public ferry if timing works (3:00 PM departure, arrives 4:30 PM). Most evening flights depart 8-11 PM, giving plenty of time.

Local Island Budget Breakdown
  • Guesthouse: USD 30-80/night (3 nights = USD 90-240)
  • Meals: USD 5-10 per meal (USD 45-90 total)
  • Excursions: Sandbank USD 35, Diving USD 80 (USD 115)
  • Transfers: Speedboat USD 50 roundtrip
  • Total 3 days: USD 300-495 per person versus USD 900-6,000 at resorts

5-Day Romantic Honeymoon

Ultimate romantic escape with overwater villas and couples activities

Luxury / Romance

This itinerary assumes you're staying at a premium resort with overwater villas, multiple restaurants, and comprehensive spa facilities.

Day 1: Arrival & Romance
  • Arrive and settle into overwater villa
  • Couples spa treatment (USD 300-500)
  • Sunset champagne cruise (USD 150-250)
  • Private beach dinner setup (USD 300-500)
Day 2: Water Adventures
  • Sunrise breakfast in villa pool
  • Snorkeling expedition to manta ray point
  • Lunch on deserted sandbank
  • Underwater photography session
  • Starlight dinner on villa deck
Day 3: Diving & Relaxation
  • Couples scuba diving (USD 200-300)
  • Explore coral reefs and marine life
  • Afternoon at infinity pool
  • Sunset wine tasting at wine cellar
  • Specialty restaurant dinner
Day 4: Spa & Indulgence
  • Sleep in and villa breakfast
  • Half-day couples spa package (USD 500-800)
  • Private villa pool time
  • Sunset fishing trip (USD 100-180)
  • BBQ your catch at beach dinner
Day 5: Farewell Paradise
  • Final sunrise together on deck
  • Couples photo session (USD 150-300)
  • Last swim in villa's lagoon access
  • Checkout and transfer
Honeymoon Add-ons
  • Villa decorations (flowers, candles): USD 100-300
  • Renewal of vows ceremony: USD 500-1,500
  • Private island picnic: USD 400-800
  • Underwater proposal setup: USD 1,000+
Honeymoon Planning Tips
  • Inform resort you're honeymooners - free upgrades, decorations, and perks common
  • Book overwater villas 6+ months ahead for best availability
  • All-inclusive packages ideal for honeymooners (no wallet stress)
  • Schedule spa treatments early in stay to maximize relaxation
  • Private dining experiences worth the splurge - create lifelong memories

5-Day Diving Adventure

For certified divers seeking world-class underwater experiences

Adventure / Diving

Maldives offers some of the world's best diving: manta rays, whale sharks, hammerheads, drift dives through channels, pinnacles covered in soft corals, and crystal-clear visibility averaging 20-30 meters.

Recommended Setup

Stay at dive-focused resort (cheaper than luxury resorts) or join a liveaboard (sleep on boat, dive 3-4 times daily). Liveaboards access more remote sites but resorts offer comfort and variety.

Day 1: Check Dive & Orientation
  • Morning: Arrive, meet dive team, equipment setup and check
  • Afternoon: Check dive at house reef (test buoyancy, refresh skills)
  • Evening: Dive briefing for week, site selection, buddy pairing
Day 2: Channel Diving
  • Dive 1 (8 AM): Morning channel drift dive - ride incoming current through passage between atolls. See grey reef sharks, eagle rays, jackfish schools. Thrilling drift experience. (USD 60-80)
  • Dive 2 (11 AM): Outer reef wall dive - descend along vertical wall to 30 meters, covered in soft corals and sponges. Whitetip reef sharks common. (USD 60-80)
  • Afternoon: Surface interval, lunch, equipment maintenance
  • Dive 3 (3 PM): Wreck dive at cargo ship sunk in 1980s, now covered in coral and home to schools of batfish, snappers. Easy penetration opportunities. (USD 60-80)
Day 3: Manta Ray Special
  • Dive 1 (7 AM): Manta cleaning station - mantas come to shallow reef for cleaner fish to remove parasites. Hover at 10-15 meters watching these giants glide overhead. Best visibility early morning. Encounter probability 80%+ during manta season (November-April). (USD 80-100)
  • Dive 2 (10 AM): Repeat manta dive or explore nearby pinnacle with huge schools of snappers, fusiliers, and resident turtles (USD 60-80)
  • Afternoon: Rest, download photos, explore resort
  • Night Dive (6:30 PM): Witness reef transformation after dark - sleeping parrotfish, hunting moray eels, Spanish dancers, and bioluminescence. Different universe. (USD 80-100)
Day 4: Advanced Diving
  • Dive 1 (6:30 AM): Shark dive at famous "Shark Point" - schooling hammerheads (seasonal December-March), grey reef sharks, occasional tiger shark. Advanced dive requiring good buoyancy. 25-30 meters depth. (USD 100-150)
  • Dive 2 (10 AM): Thilas (underwater island) dive - pinnacle rising from 30m to 5m below surface. Covered in hard corals, surrounded by pelagics. High current, advanced drift dive. (USD 80-100)
  • Afternoon: Analysis of diving techniques with instructor, logbook reviews
  • Dive 3 (3 PM): Relaxing turtle dive at protected lagoon area. Green and hawksbill turtles feeding on seagrass. Great for photography. Easy, shallow dive. (USD 60-80)
Day 5: Final Dives & Departure
  • Dive 1 (8 AM): Favorite site revisit based on group request. Maybe return to manta point or explore new channel. (USD 60-80)
  • Morning: Equipment wash, dry, pack. Settle dive charges.
  • Afternoon: No diving before flight (18-24 hour surface interval required). Relax, snorkel, beach time.
  • Evening: Transfer to airport for departure
Diving Adventure Budget
  • Dive package (10 dives): USD 600-800 at resorts, USD 400-600 on liveaboards
  • Nitrox certification recommended (USD 100-150) - safer for multiple daily dives
  • Underwater camera rental: USD 30-50 per day
  • Dive insurance mandatory: DAN or similar (USD 50-100 annual)
  • Total diving costs 5 days: USD 1,000-1,500 excluding accommodation

7-Day Complete Island Explorer

Mix of resort luxury and local island culture

Comprehensive

This hybrid itinerary splits time between a luxury resort and local islands, offering the best of both worlds.

Itinerary Structure
  • Days 1-3: Luxury resort in North or South Male Atoll (easy access from airport)
  • Days 4-5: Transfer to Maafushi or Thulusdhoo local island for cultural experience
  • Days 6-7: Return to resort or try different resort in another atoll
DAYS 1-3
Luxury Resort Phase

Follow the 3-Day Resort Escape itinerary above. Focus on relaxation, water sports, spa treatments, and fine dining. Book overwater villa for ultimate experience.

Activities: Snorkeling, diving, dolphin cruise, spa, beach relaxation, resort hopping tour to see other properties, sunset fishing

DAY 4
Transition to Local Island

Morning: Check out from resort, speedboat transfer to Male (USD 25-50)

11 AM: Quick Male city tour - visit old Friday Mosque, fish market, local market. Grab lunch at local cafe (USD 5-8)

2 PM: Speedboat to Maafushi (USD 25, 30 minutes) or public ferry (USD 2, 90 minutes)

Afternoon: Check into guesthouse, explore village, meet locals, cultural orientation

Evening: Dinner at local restaurant, evening beach walk, interact with other budget travelers

DAY 5
Local Island Immersion

Morning: Traditional Maldivian cooking class (USD 30-50) - learn to make mas huni, garudhiya fish soup, roshi flatbread

Afternoon: Sandbank and snorkeling excursion (USD 35-45)

Evening: Sunset fishing with locals, learn traditional hand-line fishing techniques (USD 20-30)

DAYS 6-7
Return to Resort or New Atoll

Option A: Return to original resort for final relaxation before departure

Option B: Domestic flight to different atoll (Baa Atoll for UNESCO biosphere, Addu Atoll for unique culture) and experience different resort

Focus: Final water activities, last-minute diving, souvenir shopping, sunset appreciation, farewell dinner

Island Explorer Benefits
  • Experience both worlds: luxury pampering AND authentic culture
  • Significant cost savings (2 days budget vs 2 days resort = USD 300-800 difference)
  • Better understanding of Maldivian life beyond tourist bubble
  • More activities and interactions versus single-resort stay
  • Perfect for travelers who bore easily or want variety

Estimated Budget Per Person

Duration Budget (Local Islands) Mid-Range (3-4 Star Resort) Luxury (5 Star Resort)
3-Day Trip USD 300-500 USD 900-1,500 USD 2,500-6,000
5-Day Trip USD 500-800 USD 1,500-2,500 USD 4,000-10,000
7-Day Trip USD 700-1,200 USD 2,100-3,500 USD 5,500-15,000

Budget includes: Accommodation, meals, basic excursions, and inter-island transfers. Does NOT include international flights, alcohol (resort only), premium spa treatments, or diving.

Budget Traveler
  • Local island guesthouses
  • Local restaurant meals
  • Public ferry transport
  • Shared excursions
  • No alcohol (not available)
Mid-Range
  • 3-4 star resort
  • Half-board or full-board
  • Speedboat transfers
  • Some excursions included
  • Basic spa access
Luxury
  • 5-star overwater villas
  • All-inclusive premium
  • Seaplane transfers
  • Private excursions
  • Full spa access

Planning Tips

Best Time to Visit

Dry season (November-April): best weather, calm seas, manta rays. Rainy season (May-October): cheaper rates, fewer tourists, whale sharks (August-November). Maldives is year-round destination - rain comes in short bursts.

Choosing Your Base

North/South Male Atoll: closest to airport, cheaper transfers. Ari Atoll: great diving, whale sharks. Baa Atoll: UNESCO site, mantas. Addu Atoll: different culture, WWII history. Consider transfer costs and time when choosing.

Money-Saving Tips

Book all-inclusive at resorts (drinks are expensive). Stay on local islands (10x cheaper). Avoid peak season (December-January, July-August). Book direct with resorts for deals. Bring reef-safe sunscreen (USD 30+ in Maldives).

Essential Apps & Info

Download: Google Maps (offline), currency converter (USD used everywhere), tide charts (for snorkeling). Buy SIM card at airport (USD 10-30 with data). WiFi available at all resorts and most guesthouses (free).

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