Quick answer: On DMC Quote an agent either prepays into a wallet and books against the balance, or, after approval and a booking history, is given a credit limit and settles bookings on agreed terms. Both use the same net rates; the difference is cash-flow timing.

The Two Payment Models on a B2B Portal

Wallet (prepaid). You top up a balance in USD by bank transfer; each confirmed booking draws down against it. Confirmations are immediate because the supplier is already paid. This is how every new account starts.

Credit limit. The portal confirms bookings up to an agreed limit and you settle on the agreed terms. Nothing changes in the rates; what changes is that your client’s deposit can arrive before your supplier payment leaves.

  • Same net rates in both models; there is no surcharge for wallet or discount for credit.
  • Wallet balance and credit usage are visible on the agent dashboard.
  • Deadlines shown on each booking are the supplier’s; missing one cancels the booking in either model.

How a Credit Limit Is Set and Raised

Credit is not granted at registration. The registration form asks which suppliers you book with today and your typical monthly volume; those answers, plus your booking history on the portal, are what a relationship manager uses to propose a limit. Limits are raised the same way: consistent volume and settlement on time.

If you need capacity for a group before you have that history, prepay the group into the wallet — wallet and credit can run side by side on one account.

Deadlines, Cancellations and Refunds

Each booking shows its own payment and cancellation deadline, set by the hotel, transfer company or attraction. In the wallet model a cancellation inside the free period returns the amount to your balance; outside it, the supplier’s cancellation charge applies. In the credit model the same charge is added to your statement. The B2B travel payment terms guide covers deposits and deadlines by product type.

Which Model Should a New Agency Choose?

  • Start on the wallet. Every account does; it is immediate and needs no paperwork beyond registration.
  • Apply for credit once you have volume — typically after a few months of regular bookings settled on time.
  • Keep both for peak season: credit for the run-rate, wallet for one-off groups.

What the Registration Form Asks About Payment

Registration itself is free and asks nothing about payment beyond your business details. The two qualification questions — current suppliers and monthly volume — are used later for credit decisions. See the registration guide, then register free.

Frequently Asked Questions

Do I have to prepay to use a B2B travel portal?

On DMC Quote every new account starts on a prepaid wallet; credit terms are available after approval and a booking history.

Is there a fee for using the wallet or for credit?

No. Net rates are the same in both models and there is no account fee.

How is a credit limit decided?

From the supplier and volume answers you gave at registration plus your booking history on the portal, reviewed by your relationship manager.

What currency is the wallet in?

USD. Some markets also see local-currency support on their country page.

What happens if I miss a payment deadline?

The supplier’s deadline applies in both models: the booking cancels and any cancellation charge is deducted from the wallet or added to your statement.

Can wallet and credit run on the same account?

Yes. Many agencies use credit for regular bookings and the wallet for groups or peak-season prepayments.

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